It is a common misconception that if couples have a child and/or live together they have acquired the same legal rights as those who are married. Unfortunately, unmarried couples have no…

When a couple divorce, it’s assumed that splitting their assets will be a  swift and straight forward process, with each party taking a 50/50 share of any jointly owned property and…

June 2021 Barclays is to fully compensate almost 1,500 customers who were improperly sold timeshare loans by Azure in Malta worth a total of £48m.In November 2020 the bank was told…

Rent Repayment Orders (RROs) were introduced through the Housing Act 2004 (HA 2004). Previously, a Tenant could only make an application if the landlord had been prosecuted and found guilty…

Failing To Provide a SpecimenThe offence is committed if:“a person, without reasonable excuse, fails to provide a specimen when required to do so”This offence will arise when the police say…

The Shared Appreciation Mortgage (‘SAM”) was billed by the Banks in 1997/1998 as one of the best retirement mortgages on the market.It offered customers the opportunity to release up to…

Being released under investigation (RUI) means that you are suspected of a criminal offence and that the investigation into your alleged criminal activity is ongoing.You have not been charged, and nor…

Have you bought a faulty car on finance? What are your consumer rights, and are you able to reject the car or get the car fixed?To answer the question will…